Non-QM loans

What is a

Non-QM Loan / Non-Qualified Mortgage

A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans.

Business Purpose

DSCR

This is a mortgage option for borrowers who are looking to purchase or refinance N/O/O SFR, Condo, and 2-4-unit properties. Long term (30 years) loans with NO balloon payments and Interest only options are available.

You can count on many options for prepayment privileges and impounding for your property taxes/insurance.

GET A RATE IN 60 MINUTES CONTACT US

  • No Income Proof Needed

  • All Loans are N.I.V. (No Income Verified)

  • No Income stated on 1003

  • LTV up to 80%

  • DSCR ratios as low as . 75

  • Rates as low as 4.50%

  • Loan Amounts from $100,000 - $3,000,000

  • Lending to LLC's, S-Corp, C-Corps, Trusts or Individuals.

  • Property Types Include: SFR, Condo, 2-4 Units

  • Interest Only Option Available

  • Foreign Nationals - OK

  • 100% Gift Funds - OK

Business Purpose

NO DSCR

This is a mortgage option for borrowers who are looking to purchase or refinance N/O/O SFR, Condo, and 2-4-unit properties. Long term (30 years) loans with NO balloon payments and Interest only options are available.

You can count on many options for prepayment privileges and impounding for your property taxes/insurance.

GET A RATE IN 60 MINUTES CONTACT US

  • No Balloon payments - 30 year fully amortized

  • No Income Proof Needed

  • All Loans are N.I.V. (No Income Verified)

  • No Income stated on 1003

  • LTV up to 75%

  • No DTI Ratios

  • No DSCR calculated

  • Rates as low as 5.50%

  • Loan Amounts from $100,000 - $3,000,000

  • Lending to LLC's, S-Corp, C-Corps, Trusts or Individuals.

  • Property Types Include: SFR, Condo, Condotels, 2-4 Units

  • Interest Only Option Available

  • Foreign Nationals - OK